Exceptional
____ points
Acceptable
____ points
Minimum Effort
____ points
Points Earned
Cover Page
Contains graphic/illustration, name of project, your name, course name, and semester; creativity is evident
Contains name of project, your name, course name, and semester
Contains some of the following: name of project, your name, course name, and semester
Table of Contents
Heading, sections clearly labeled with leaders and page numbers
Heading, sections labeled with page numbers
Missing sections, not clear
Career Planning
Describe life situation providing details related to marital status, children, occupation, and income. Investigate career. Determine annual salary. If married, provide spouse’s. Include job advertisement.
Describe life situation providing details related to marital status, children, occupation, and income. Provide annual salary. If married, provide spouse’s.
Identify marital status, children, occupation, and income. Determine annual salary. If married, provide spouse’s.
Financial Goals
Clearly written; contains at least two short-term financial goals and three long-term financial goals
Clearly written; contains at least one short-term goals and two short-term goals
Goals are not clearly written, contains only one short-term and one long-term financial goal
Banking Services
Well written, clearly explains services provided at various institutions (at least three), materials provided (from at least one), institution and services you will use are identified, justification is provided for choice of institution and services
Well written, clearly explains services provided at various institutions (at least two), institution and services you will use are identified, justification is provided for choice of institution and services
Well written, explains services provided at institution you will use, identifies services you will use, explanation is provided for choice of institution and services
Housing Decision
Information and materials provided on investigation of housing options available, choice is explained in detail, sources of credit are explained and your selection is identified and explained in detail, monthly expenses related to your decisions are provided
Information provided on investigation of housing options available, choice is explained in detail, sources of credit are explained and your selection is identified and explained in detail, monthly expenses related to your decisions are provided
Housing options available are identified, choice is explained, sources of credit and your selection are identified, monthly expenses related to your decisions are provided
Automobile
Information and materials provided on investigation of auto options available, choice is explained in detail, sources of credit are explained and your selection is identified and explained in detail, monthly expenses related to your decisions are provided
Information provided on investigation of auto options available, choice is explained in detail, sources of credit are explained and your selection is identified and explained in detail, monthly expenses related to your decisions are provided
Auto options available are identified, choice is explained, sources of credit and your selection are identified, monthly expenses related to your decisions are provided
Insurance
Detailed description of types of insurance you need, materials provided, explanation of types and providers and why you made these choices, monthly expense related to your decisions are provided
Description of types of insurance you need, explanation of types and providers and why you made these choices, monthly expense related to your decisions are provided
Identify types of insurance you need, explain types and providers, monthly expense related to your decisions are provided
Investments
Detailed explanation and investigation materials of different types of investments, justification for your selection of at least two types of investments, detailed explanation of expenses and risk associated with the investments selected
Detailed explanation of different types of investments, justification for your selection of at least one type of investment, detailed explanation of expenses and risk associated with the investment you selected
Explanation of different types of investments, justification for your selection of at least one type of investment, identify expenses and risk associated with the investment you selected
Monthly Budget
Detailed monthly budget which includes income and expenses (reduce income for taxes using the following: 10%: $2,651 – $9,700, 15%: $9,701 – $30,800, 25%: $30,801 – $68,500, 28%: $68,501 – $148,700, 33%: $148,701 – $321,200, 35%: $321,201 and up), detailed explanation of whether budget will allow you to meet your financial goals (see above), explanation as to whether or not you had to make changes to have a zero or positive balance
