Need in 24-28 hours/need someone good with risk

Scenario:  Husband/wife, two kids, 1 income, mortgage, good salary, some savings, no college fund 

• Describe the risk tolerance and recommended asset allocation to match that risk for each of the life situations selected. 
• Choose some appropriate investments. 
• Describe what type of account would be best to hold the investment. Consider and recommend any insurance that is appropriate and any estate planning tools.